Vergennes, Ferrisburg and Middlebury real estate and homes for sale in Vermont, waterfront, resort area - The Lynn Jackson Group, REALTORS® The Lynn Jackson Group REALTORS(r) for Vergennes, Ferrisburg and Middlebury, Vermont real estate, waterfront, resort area - NUMBER1EXPERTS™ The Lynn Jackson Group NUMBER1EXPERTS(tm) for Vergennes, Ferrisburg and Middlebury, Vermont real estate, waterfront, resort area
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The Lynn Jackson Group, REALTOR®, real estate agents and broker for Vergennes, Ferrisburg and Middlebury Vermont home listings, property and land for sale - NUMBER1EXPERT(tm)



2008 Lakefront Newsletter
2008 Lakefront Newsletter




When Lynn couldn’t find anything readily available on the market, she pounded the pavement until she found the perfect house for us.
Carol Andersen, Vergennes, Vermont
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About Me: Vergennes, Ferrisburg and Middlebury Vermont home buying, real estate listings, and homes for sale in Addison County, VT
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Real Estate Tips
Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

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Real Estate Trivia
Q 
What acclaimed house built of stone, concrete, and glass is built over a waterfall?

A 
Fallingwater in Mill Run, PA, built by architect Frank Lloyd Wright, is one of the most-visited homes in the U.S.
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The Lynn Jackson Group, REALTOR®, real estate agents and broker for Vergennes, Ferrisburg and Middlebury Vermont home listings, property and land for sale - NUMBER1EXPERT(tm)

The Lynn Jackson Group
Century 21 Jack Associates

86 Main Street
Vergennes, VT. 05491
802-877-2134
800-639-8052
Fax: 802-877-6338
Email: lynnjackson@NUMBER1EXPERT.com

Our Mission is to provide superior service, sound advice, and winning results that will promote relationships for life and inspire our clients to choose Lynn Jackson - Donnelly's award winning team as their preferred Realtor for all their real estate related needs.

Equal Housing GRI MLS REALTOR


Century 21 Jack Associates real estate and homes for sale in Vergennes, Ferrisburg and Middlebury Vermont

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